What To Do If Your Insurance Company Refuses To Pay

What To Do If Your Insurance Company Refuses To Pay

When you’re injured in an accident, there are two main sides to recovery – physical, and financial. While a doctor is generally there to help you with your physical recovery, most people believe that an insurance company is the best way to recovery financially.

After all, filing an insurance claim for personal injury with your insurance company should provide you with a settlement that you can use to move on and get back on your feet. But insurance companies have one main goal – to make money. And that means that every dollar they pay out is a dollar they don’t earn. This means that they’ll often do all that they can to fight against paying you a dime.

You do have rights, however, and in most cases the reality is that they are legally required to pay for your injuries. That doesn’t mean they won’t take steps to avoid doing so. Here are some of the main things to remember if your insurance company refuses to pay you what you deserve.

 

Know Your Rights

The simple fact is that under Florida law, if you have PIP coverage and are involved in an accident in your vehicle, your insurance company is likely required by law to provide you with restitution. Additionally, if your accident was caused by the reckless or negligent actions of someone else, you could also seek compensation through a personal injury lawsuit.

It’s important not to assume that just because your insurance company or representatives from those responsible for your injury tell you that you can’t get compensation that they’re telling you the truth. In most cases, they’re just trying to avoid payment and trying to bully you out of what you are owed. Know your rights, and always be sure that you have someone who will represent them properly.

 

Be Ready For Their Tricks

Finally, be sure that you know about the shady tricks that insurance companies will often use to try to avoid paying out anything din a settlement or damages. Some of their tactics include the following:

• Denying your claim outright
• Forcing you through endless, needless red tape
• Stalling and delaying payout
• Keeping you on hold for hours or even days
• Telling you that you are actually responsible and liable for damages
• Offering you settlements lower than you really deserve

And they do all of this while knowing full well that you’re struggling financially and physically. It’s important to know the tricks the insurance companies will try so that you can identify them and move past them quickly and effectively, and the ones above are among the most common things to watch out for.

 

Keep Documentation Of Everything

Another important thing to remember is to keep documentation of everything you can. Not only does this means things like accident reports or witness names, but also things such as medical bills and a record of all time missed at work due to your injuries. If you keep proper documentation, you’ll be better able to show not only that you are owed compensation, but exactly what a fair settlement offer is as well.

 

Hire The Right Attorney

Your attorney will make a tremendous difference in your case, and it’s absolutely vital that you take the time to hire one you can trust. Our lawyers have a reputation in the industry that immediately stops the shady tactics insurance companies often use, and as soon as they see that we’re on your side they will begin to work harder to come to a resolution – not to deny your claim or give you the runaround.

The right lawyer will ensure that you get the compensation you deserve, and it’s important that you contact us as soon as possible so you can ensure that your rights are protected after an accident.